Commercial Real Estate Loans

Commercial Real Estate Loans — Purchase, Refinance, Build

Purchase, refinance, or build with commercial real estate financing — SBA 504, conventional, bridge, construction, and multi-family programs, guided by a team that closes on time.

Purchase, refi, bridge and construction
Multi-family and mixed-use
Competitive LTVs and terms
Closings usually within 7–10 days of clear-to-close

A great fit for

  • Owner-occupied purchases
  • Investment properties
  • Bridge-to-stabilization deals
  • Ground-up construction

Financing for Every Property Strategy

Whether you're purchasing your first office or warehouse, refinancing an existing commercial property, building ground-up, or adding multi-family units to your portfolio, Encore arranges the right structure: SBA 504, conventional, bridge, construction, and multi-family programs — all through one application.

Terms are customized to the property's cash flow and your business plan, so the financing supports the investment instead of straining it.

A Team That Closes on Time

Commercial real estate deals live and die by the closing date. Our advisors coordinate appraisals, environmental reports, title work, and lender conditions so your transaction keeps moving — and keeps its rate lock. You'll always know exactly where your file stands.

Start with a five-minute application or call (888) 550-9339 to discuss your property, your timeline, and the structure that fits.

Not sure this is the right program? Our team will match your scenario against every in-house program and our lender network — one application, all options.

Frequently asked questions

Other financing options

Pre-qualify · Commercial Real Estate Loans

Approved in as soon as 2 hours.

No impact to your credit score to get options.