Houston, TX · Greater Houston

Business loans in Houston, TX — energy-grade capital for every industry.

Houston is the most entrepreneurial big city in America — energy services and oilfield suppliers, the world's largest medical center, Port Houston's petrochemical and container complex, and hundreds of thousands of contractors, restaurants, and service firms across a metro bigger than some states. Encore Commercial Capital funds Houston businesses at Houston scale.

Working capital, merchant cash advances, equipment financing for the yard or the fleet, business lines of credit, SBA loans, and commercial real estate financing — decisions in as soon as 2 hours.

Industries we fund in Houston

Energy & oilfield servicesMedical & healthcarePort & petrochemical logisticsConstruction & tradesRestaurants & hospitalityTrucking & distribution

Why Houston businesses choose Encore

  • Approvals in as soon as 2 hours
  • Closings usually within 7–10 days
  • Credit scores from 500+ considered
  • North Carolina based — talk to a real specialist

Financing available in Houston

Get funded in Houston this week.

Apply online in five minutes or talk to a North Carolina based funding specialist.