Texas · Statewide coverage

Business financing in Texas — big capital for the biggest small-business economy.

Everything is bigger in Texas, including the funding gap when banks say no. Encore Commercial Capital funds businesses across the Lone Star State — Houston's energy services and medical center economies, the DFW metroplex's logistics and construction booms, San Antonio's trades and hospitality operators, and Austin's technology and service firms — plus the trucking companies and agribusinesses that connect them all.

Working capital, merchant cash advances, equipment financing for the yard or the fleet, business lines of credit, SBA loans, and commercial real estate financing — decisions in as soon as 2 hours, minimal paperwork, and credit scores from 500+ considered.

Industries we fund in Texas

Energy & oilfield servicesTrucking & logisticsConstruction & developmentHealthcare practicesRestaurants & hospitalityTechnology & business services

Why Texas businesses choose Encore

  • Approvals in as soon as 2 hours
  • Closings usually within 7–10 days
  • Credit scores from 500+ considered
  • North Carolina based — talk to a real specialist

Financing available in Texas

Get funded in Texas this week.

Apply online in five minutes or talk to a North Carolina based funding specialist.