Virginia · Statewide coverage

Business financing in Virginia, from Richmond to Hampton Roads.

Virginia's economy runs on variety — government and defense contractors around Hampton Roads and Northern Virginia, Richmond's professional and financial firms, shipping and ship-repair along the ports of Norfolk and Newport News, and the farms, trucking companies, and main-street businesses that connect it all. Encore Commercial Capital brings flexible, fast financing to businesses across the Commonwealth.

Apply online in about five minutes or talk to a specialist by phone. We'll match you to the right program — working capital, equipment financing, a line of credit, an SBA loan, or commercial real estate — with decisions in as soon as 2 hours.

Industries we fund in Virginia

Government & defense contractorsMaritime & ship repairProfessional servicesTrucking & logisticsConstruction & tradesRestaurants & retail

Why Virginia businesses choose Encore

  • Approvals in as soon as 2 hours
  • Closings usually within 7–10 days
  • Credit scores from 500+ considered
  • North Carolina based — talk to a real specialist

Financing available in Virginia

Get funded in Virginia this week.

Apply online in five minutes or talk to a North Carolina based funding specialist.