Virginia Beach, VA · Hampton Roads

Business loans in Virginia Beach, VA — built for Hampton Roads.

Hampton Roads businesses work around tides, tourists, and the largest naval presence in the world — defense contractors and ship-repair outfits, oceanfront hospitality that surges every summer, and the trades and services that keep seven cities running. Encore Commercial Capital structures financing around that rhythm, not a banker's calendar.

Seasonal working capital, equipment financing, business lines of credit, SBA loans, and commercial real estate financing — credit scores from 500+ considered and decisions in as soon as 2 hours.

Industries we fund in Virginia Beach

Defense & government contractorsHospitality & tourismMaritime & ship repairConstruction & tradesRestaurants & retailHealthcare practices

Why Virginia Beach businesses choose Encore

  • Approvals in as soon as 2 hours
  • Closings usually within 7–10 days
  • Credit scores from 500+ considered
  • North Carolina based — talk to a real specialist

Financing available in Virginia Beach

Get funded in Virginia Beach this week.

Apply online in five minutes or talk to a North Carolina based funding specialist.