New York · Statewide coverage

Business loans in New York — capital that keeps pace with the Empire State.

From the restaurants, contractors, and professional firms of the five boroughs to Long Island's medical practices and distributors, the logistics corridors of the Hudson Valley, and the manufacturers of Buffalo, Rochester, and Syracuse — New York businesses move fast and need capital partners that move faster. Encore Commercial Capital delivers alternative financing when traditional banks slow you down.

Merchant cash advances and working capital built for New York cash flow, equipment financing, business lines of credit, SBA loans, and commercial real estate financing — apply online in about five minutes with approvals in as soon as 2 hours.

Industries we fund in New York

Restaurants & food serviceConstruction & developmentProfessional servicesHealthcare practicesTransportation & logisticsRetail & e-commerce

Why New York businesses choose Encore

  • Approvals in as soon as 2 hours
  • Closings usually within 7–10 days
  • Credit scores from 500+ considered
  • North Carolina based — talk to a real specialist

Financing available in New York

Get funded in New York this week.

Apply online in five minutes or talk to a North Carolina based funding specialist.