Business loans in North Carolina — from a lender that calls the Tar Heel State home.

Encore Commercial Capital is headquartered in Greensboro, and North Carolina is where we do our deepest work — the manufacturers and logistics operators of the Piedmont Triad, Charlotte's financial and construction economies, the Research Triangle's technology and healthcare firms, and the agriculture, trucking, and main-street businesses that power the east and the mountains alike.

Because we're local, you get more than fast capital — working capital, merchant cash advances, equipment financing, business lines of credit, SBA loans, HELOCs for business purposes, and commercial real estate financing — you get a team you can actually reach, with approvals in as soon as 2 hours and credit scores from 500+ considered.